1. This licence authorises the licensee to carry on a

financial services business to:

(a) provide financial product advice for the following

classes of financial products:

(i) deposit and payment products limited to:

(A) basic deposit products;

(B) deposit products other than basic deposit products;

(ii) derivatives; and

(iii) securities; and

(b) deal in a financial product by:

(i) issuing, applying for, acquiring, varying or disposing

of a financial product in respect of the following classes of products:

(A)derivatives; and

(iI) applying for, acquiring, varying or disposing

of a financial product on behalf of another person in respect of the following classes of products:

(E) life products including:

(1) investment life insurance products as well as

any products issued by a Registered Life Insurance

Company that are backed by one or more of its statutory funds; and

(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(A) deposit and payment products limited to:

(1) basic deposit products;

(2) deposit products other than basic deposit products;

(B) derivatives; and

(C) securities;

to retail and wholesale clients.

•  One responsible managers & Director

• Willing to stay for minimum 12 years

• Long history license

• No complaints, breaches

• Professional indemnity up to date