1. This licence authorises the licensee to carry on a

financial services business to:

(a) provide financial product advice for the following

classes of financial products:

(i) deposit and payment products limited to:

(A) basic deposit products;

(ii) derivatives;

(iii) foreign exchange contracts;

(iv) debentures, stocks or bonds issued or proposed

to be issued by a government;

(v) life products including:

(A) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and

(B) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(vi) interests in managed investment schemes including:

(A) investor directed portfolio services;

vii) retirement savings accounts ("RSA") products (within the meaning of the Retirement Savings Account Act 1997);

(viii securities;

(ix) standard margin lending facility; and

(x) superannuation; and

(b) deal in a financial product by:

(i) applying for, acquiring, varying or disposing

of a financial product on behalf of another person in respect of the following classes of products:

(A) deposit and payment products limited to:

(1) basic deposit products;

(B) derivatives;

(C) foreign exchange contracts;  

(D) debentures,  stocks or bonds issued or

proposed to be issued by a government;

(E) life products including:

(1) investment life insurance products as well as

any products issued by a Registered Life Insurance

Company that are backed by one or more of its statutory funds; and

(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(F) interests in managed investment schemes including:

(1) investor directed portfolio services;

(G) retirement savings accounts ("RSA") products

(within the meaning of the Retirement Savings Account Act 1997);

(H) securities;

(I) standard margin lending facility; and

(J) superannuation;

to retail and wholesale clients.

•  Two responsible managers

• Willing to stay

• Local Director can be appointed if needed

• Long history license

• No complaints, breaches

• Professional indemnity up to date